Appraisal services for Wake Forest and Wake County homeowners
The top seven reasons NC homeowners call on Scott St. Clair:
Own a home in or near Wake Forest, NC and need help deciding the price of it?
At Scott St. Clair, we understand the individual needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Scott St. Clair are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours. Need to remove PMI?An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping homeowners just like you abolish unwanted PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other properties nearby. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an expert appraisal from Scott St. Clair is your strongest weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Scott St. Clair can help you reinstate your home equity line of credit with an expert appraisal. Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property. |